Services and Fees

Whole Home Counseling specializes in the following areas:

  • Depression
  • Anxiety
  • Trauma (certified in Trauma Focused – Cognitive Behavioral Therapy)
    • Includes treatment of sexual abuse, physical abuse, and witness to domestic violence or homicide as well as other traumatic life events. If you have questions about experience treating these issues, please contact us!TFCBT_logo
  • Grief and Loss
  • Work related secondary traumatic stress and PTSD
  • Adolescent Issues
  • Relationship Issues
  • Self-Esteem
  • Stress Management and Self-Care
  • Behavioral Issues

Services:

  • Assessment Session (90 minutes – required for 1st session)
  • Individual Therapy (60 or 90 minutes)
  • Parent Consults and Conjoint (Child with Parent) Sessions
  • Trauma Focused – Cognitive Behavioral Therapy (TF-CBT) or traumatic grief therapy (60 minute individual sessions)

Fees, Payment, and Insurance:

Payment is due at the end of each session. Payment is accepted by cash, check, or credit card. Whole Home Counseling is an out-of-network provider. Most insurance companies will reimburse you 60-80% for fees depending on your plan. It is the responsibility of the client to file with their insurance regarding reimbursement. I will provide you with a receipt at the end of each session to provide to your insurance company. I strongly encourage you to contact your insurance provider about mental health benefits prior to the first session.

Using Insurance vs. Private Pay

Insurance

Private Pay

You must be given a mental health diagnosis for insurance to pay. If you don’t meet the criteria for a diagnosis they could deny payment even though you may still benefit from psychotherapy services. No diagnosis is necessary, though one may be discussed to assist with treatment planning. You can receive and benefit from therapy even if no mental health condition is present.
Depending on your plan, insurance typically pays 60-80% of the session cost, or counts the amount towards your deductible. If you have a high deductible you would be paying out-of-pocket until that amount is met. You are responsible for 100% of the payment at the time of service, but you would receive some money back from your insurance after filing and/or meeting your deductible. You are responsible for 100% of the payment and will not be reimbursed for that amount. Your out-of-pocket cost can be higher and may limit the amount of therapy you might be able to afford.
Your insurance company can audit your clinical records to ensure that a therapist is not committing fraud and is providing appropriate services for the diagnosis given. The therapist has no control over how they use the information once they have it. All information you reveal in session is confidential with the exception of court subpoenas, reporting abuse or neglect, or immanent harm to one’s self or others. See the “Confidentiality” section of WHC’s Informed Consent for more information.
Insurance can have a say in when therapy is done or how long it should last (the session duration, frequency and the number of allowable sessions). You and your therapist determine the amount of therapy needed to meet your goals.
Potentially lower costs, but with less control over treatment and privacy Potentially higher costs, but with greater control over treatment and privacy

 

Please contact us for specific questions about session costs, specialties, and to begin services.

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